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Frances Chamberlin Carter

Frances Chamberlin Carter is a Renowned Mountaineer:

Frances Carter smilingThe first woman to climb the highest peak in all 50 states was Frances Chamberlin Carter, a generous Wilderness Society member for 35 years.

Frances, whose nickname "Freddie" came from her maternal grandfather, attended Mount Holyoke College. She transferred to the University of Arizona, where she earned a degree in fine arts. Carter returned to Chicago to work at the Museum of Science and Industry. "I didn't last very long. When I asked to take the summer off to climb, they fired me," she explains.

Climbing is a family tradition. Both parents enjoyed it and encouraged her to try climbing "almost as soon as I could walk," Carter says. She was born in Chicago, where her father taught geology at the University of Chicago.

Notching her 50th peak in Ohio in 1980, Carter has been climbing since she was in the first grade. Her most challenging climb was Alaska's Mount McKinley (20,320 feet), the highest point on the continent. "It took us 12 days to reach the summit and five days to get down," she recalls. Carter was the third women to scale McKinley.

Not surprisingly, Carter met her husband David on a climb up Colorado's Mt. Democrat ("though we were both Republicans"). Once they were married, they got into her 1964 Studebaker, which she still has, and headed to his home in Pueblo, Colorado. After David died in 1989, she migrated to Green Valley, 20 miles south of Tucson, where she lives today with her dog Raggs.

The 9,020-foot Mt. Chamberlin in Alaska's Brooks Range was named after her grandfather, an acclaimed geologist who was president of University of Wisconsin from 1887 to 1892. One of Carter's most memorable trips was to the Arctic National Wildlife Refuge to see it.

Carter has included a bequest to The Wilderness Society in her will. "I've always believed in conservation," says Carter, who also supports other environmental causes. "With population growing so rapidly, we need to protect wilderness, and that is The Wilderness Society's specialty."

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A charitable bequest is one or two sentences in your will or living trust that leave to The Wilderness Society a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to The Wilderness Society, a nonprofit corporation currently located at 1615 M Street, NW, Washington, DC 20036, or its successor thereto, ______________ [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to The Wilderness Society or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to The Wilderness Society as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to The Wilderness Society as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and The Wilderness Society where you agree to make a gift to The Wilderness Society and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.